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Unlocking Savings: How Mortgage Assumptions are Changing Florida’s Real Estate Game
A Smarter Way to Buy and Sell in Today’s Market With mortgage rates soaring, homebuyers are looking for creative ways to keep their...
Naomi Ayala
Apr 133 min read
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Navigating Tax Deeds in Florida: Risks and Legal Insights
Acquiring real property at a Florida county tax deed auction offers an opportunity to purchase real estate at a fraction of its fair...
Naomi Ayala
Mar 42 min read
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Protecting Your Florida Home: What You Need to Know About Contractor Liens
Home improvement projects in Florida, whether for repairs, remodeling, or upgrades, can sometimes lead to unexpected...
Naomi Ayala
Mar 43 min read
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Essential 2025 Contract Updates for Florida Realtors: What You Need to Know
The new year is already bringing notable changes to Florida’s real estate contracts! Effective December 31, 2024, Florida Realtors and...
Naomi Ayala
Feb 32 min read
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Is Title Insurance Really Worth the Cost?
Buying a home is the largest investment most of us will ever make. From purchasing the perfect property, to covering closing costs and...
Naomi Ayala
Jan 74 min read
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Understanding Interpleader Actions in Real Estate Transactions
The term “interpleader” can often confuse real estate professionals, but it’s a crucial concept when funds are held in escrow....
Naomi Ayala
Dec 9, 20242 min read
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Navigating Inherited Property and Probate in Florida Real Estate
Inherited Property and Probate in Florida Real Estate
Naomi Ayala
Nov 26, 20242 min read
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New Compensation Agreements and Their Importance for Buyer Brokerages in Florida
The Florida Realtors organization has introduced two new compensation agreements, along with their modification forms. These documents...
Naomi Ayala
Nov 12, 20242 min read
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The Importance of Co-Tenant Agreements for Non-Married Partners
Learn how co-tenant agreements provide peace of mind and safeguard your investment.
Naomi Ayala
Oct 18, 20243 min read
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12 Things Homeowners Should Know About Flood Insurance
Here are 12 essential facts about floods and insurance that every homeowner should know. Protect your home, protect your future.
Naomi Ayala
Oct 7, 20242 min read
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What is an Escrow Agent in Florida?
Understanding the Role of an Escrow Agent in Florida Real Estate
Naomi Ayala
Sep 17, 20242 min read
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The Real Definition Behind “No HOA”
No HOA doesn’t mean total freedom. Review property restrictions and zoning laws before closing to ensure your plans comply.
Naomi Ayala
Sep 17, 20241 min read
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Florida and Foreign Buyers
Miami’s allure isn’t just local—foreign buyers are flocking to Florida’s vibrant real estate market.
Naomi Ayala
Aug 20, 20242 min read
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Understanding Closing Costs for Buyers in Florida
Buying a home in Florida is an exciting but pricey journey. The Ayala Firm knows this well. That’s why we want to make sure buyers...
Naomi Ayala
Aug 6, 20242 min read
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Beware of Email Impersonation
Beware of Email Impersonation. Always verify changes in payment details with the sender to safeguard your transactions. Stay vigilant.
Naomi Ayala
Jul 11, 20242 min read
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Understanding Closing Costs for Buyers in Florida
Closing Costs of Buying a Home in Florida! Learn about closing costs and how they affect your home purchase.
Naomi Ayala
Jul 1, 20242 min read
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Understanding Title Insurance: Lender's vs. Owner's Policies
Understanding the importance of title insurance is crucial for protecting your property investment.
Naomi Ayala
Jun 11, 20242 min read
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Is Rent-to-Own Right for You?
Take a closer look at how the rent-to-own option works and consider both the benefits and drawbacks.
Naomi Ayala
Jun 2, 20242 min read
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A Buyer's Checklist: Key Due Diligence Steps in a Real Estate Transaction
The time for due diligence starts ticking once you have signed a contract to buy property. The Due Diligence period is your opportunity...
Naomi Ayala
May 20, 20242 min read
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